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Terms of Service
  1. By using and signing up for the services offered by, you acknowledge and confirm that:confirm that:
    1. You are 18 years of age or older, and where you are above 18 years of age and acting as guardian on behalf of a minor, you have the     necessary authority to register/sign up for the services on behalf of the minor.
    2. You have understood and agreed to the terms of the Information Services Agreement provided below.
    3. You have read and understood the Privacy Policy published on the app.
    4. The information you provide when you register on your mobile phone is true and correct.
  2. The entire contents of the App, including its "look and feel" are property of and are protected under Intellectual Property laws. You may not copy or distribute any part of the App without approval from Light.

Information Services Agreement

  1. A. I acknowledge that:
    1. I have subscribed to Light after understanding the nature and scope of the service provided by Light.
    2. This document is a legal contract between Light and me ("Agreement").
    3. My identity on the App is authenticated by the use of my Login Credentials. Light will consider Instructions authenticated by my Login     Credentials to have originated from me.
  2. B. Under this Agreement, Light’s obligation is to:
    1. Provide the information requested for in an ‘as- is-where-is manner in an expedient manner.
  3. C. Under this Agreement, my obligations are to:
    1. Ensure that I do not misuse the services by asking questions that are grossly harmful, harassing, blasphemous, defamatory, obscene, libellous, hateful, or racially, ethnically objectionable.
    2. Ensure that I do not submit queries that are designed to elicit responses that relate to illegal activity or that infringe upon another party's intellectual property rights.
    3. Ensure that I do not submit queries to the App or any of the Service using automated means.
    4. Ensure that I do not use the App or the Service for commercial purposes.
    5. Ensure compliance with all applicable laws at all times.
    6. Keep my Login Credentials safe and secret. Promptly change my Login Credentials and inform Light of any actual or suspected unauthorised use of my Login Credentials.
  4. D. I will not hold Light responsible for:
    1. Losses incurred because of reliance on the information provided by Light.
    2. Losses incurred because of inaccuracy of information provided by Light.
    3. Any disclosures made by Light to any statutory body under any law.
    4. Any unauthorised access to my account and any loss, financial or otherwise, which I may incur.
    5. Any loss or damage caused because the App, telephone(s), or office(s) of Light were not available or accessible.
    6. Any unlawful, defamatory, harassing, abusive, fraudulent, obscene, or are otherwise objectionable information provided by independent individuals who assist Light in providing Services ("Answering Agents").
    7. Any act that is not Light’s obligation in this Agreement.
  5. E. I further acknowledge and agree to the following:
    1. I am aware that Light is a service that provides information on an as-is-where-is basis.
    2. The information that Light provides is publicly available.
    3. The data and information provided on the App does not constitute advice and shall not be relied upon by me while making decisions.
    4. Light does not guarantee that the answers/information sent from Light will (a) be accurate, complete or useful in any way whatsoever, (b) include all of the information available relating to a topic or query, or (c) satisfactorily address your query.
    5. Information provided by the App or the Service is not and cannot be used as a substitute for the advice of a qualified doctor, psychiatrist, psychologist, accountant, lawyer, financial consultant, or any other professional. Accordingly, if you need advice regarding a regulated or specialized field or industry, you must seek a professional who is licensed, qualified or knowledgeable in that area.
    6. Light is not in any manner legally responsible for any content provided, or actions taken, by Answering Agents, including any content or actions which may be taken as offensive, defamatory, harassing, fraudulent, inaccurate, or otherwise objectionable. You may report any concerns to Light by use of the contact link provided herein Contact Light, as well as the Contact link located on the site.
  • F. Governing laws
  • The laws of India govern this Agreement. All disputes are subject, firstly, to mediation, and then by Arbitration by a sole arbitrator appointed by Probe Wealth. The venue of arbitration will be Bangalore.